In the U.S., more than 30% of consumers who use buy now, pay later (BNPL) expect to make a late payment in the next year. That’s bad for financiers, consumers, and retailers – not to mention the BNPL credit revolution. When it works, BNPL helps consumers avoid high interest rates, make bigger purchases, and establish or improve credit ratings. In this session, explore how AI can reshape alternative financing by gauging risk and trust early in the customer journey. Learn why sustainable profit depends on accurate risk decisions, and how AI can improve product recommendations, influence payment options, and protect both consumers and businesses.